Pet Insurance
AUSA has partnered with MetLife Pet Insurance to offer protection for members' pets. That means you can help take the worry out of covering the cost of unexpected vet care for your dogs and cats.
Keeping Pets Safe and Healthy Is Important
Now more than ever, pets play a significant role in our lives. Help make sure your furry family members are protected with AUSA's policy from MetLife Pet Insurance, with benefits that help cover the cost of vet visits, accidents, illness, and more.1
With AUSA pet insurance, you may be able to cover2 up to 100% on veterinary expenses at any licensed veterinarian, specialist, or emergency clinic in the U.S.
Did you know?
- More than 6 in 10 pet owners said their pet has had an emergency medical expense3
- 24% of pet parents have credit card or personal loan debt to cover pet health and vet costs4
- Average annual cost for a routine vet visit is $212 for a dog and $160 for a cat; and the average annual cost for a surgical vet visit is $426 for a dog and $214 for a cat5
- Pet insurance may not cover pre-existing conditions so it's important to protect your pets while they are young and healthy
Get routine wellness coverage*
Help keep your pet safe and healthy with preventative care like X-rays and ultrasounds.
Prepare for the unexpected
A small monthly payment can help you prepare for accidents and injuries down the road.
Help cover unplanned costs
When illness occurs, pet insurance can help to reimburse you for covered vet expenses.
*Can be purchased at an additional cost.
Pet Services
Pet insurance can help reimburse you for covered, unexpected veterinary expenses for your furry family member with flexible product offerings, straightforward pricing and options, group discounts,6 customizable limits, and deductible savings.7
Benefits may include coverage for:2
- Accidental injuries and illnesses
- Exam fees and medications
- Surgeries and hospital stays
- Ultrasounds, X-rays, and diagnostic tests
- Hip dysplasia
- Hereditary, congenital, and chronic conditions
- Alternative therapies and holistic care
- And much more!
Select and enroll in the coverage that's best for you and your pet.
- Quick, easy enrollment
- Hassle-free claims experience
- Most claims processed within 10 days8
- Multi-channel support options with an experienced team of pet advocates
1Pet insurance offered by MetLife Pet Insurance Solutions LLC is underwritten by Independence American Insurance Company ("IAIC"), a Delaware insurance company headquartered at 485 Madison Avenue, NY, NY 10022, and Metropolitan General Insurance Company ("MetGen"), a Rhode Island insurance company headquartered at 700 Quaker Lane, Warwick, RI 02886, in those states where MetGen's policies are available. MetLife Pet Insurance Solutions LLC is the policy administrator authorized by IAIC and MetGen to offer and administer pet insurance policies. MetLife Pet Insurance Solutions LLC was previously known as PetFirst Healthcare, LLC and in some states continues to operate under that name pending approval of its application for a name change. The entity may operate under an alternate, assumed, and/or fictitious name in certain jurisdictions as approved, including MetLife Pet Insurance Services LLC (New York and Minnesota), MetLife Pet Insurance Solutions Agency LLC (Illinois), and such other alternate, assumed, or fictitious names approved by certain jurisdictions.
2Provided all terms of the policy are met. Application is subject to underwriting review and approval. Like most insurance policies, insurance policies issued by IAIC and MetGen contain certain deductibles, co-insurance, exclusions, exceptions, reductions, limitations, and terms for keeping them in force. For costs, complete details of coverage and exclusions, and a listing of approved states, please contact MetLife Pet Insurance Solutions LLC.
3Delfino D. 42% of Millennials Have Been in Debt for Their Pet. Lending Tree website. https://www.lendingtree.com/personal/pet-financing/average-pet-debt/. Accessed April 22, 2020.
4Kuehner-Hebert K. Americans willing to spend as much on pets' health care as their own. Benefits PRO website. https://www.benefitspro.com/2019/08/16/americans-willing-to-spend-as-much-on-pets-health-care-as-their-own/?slreturn=20210518161752. Posted August 16, 2019.
52019-2020 APPA National Pet Owners Survey.
6This discount is not available in Tennessee. This discount is only available to individuals who are eligible members or employees of an entity that has arranged for MetLife to offer pet insurance to its population. (For IAIC underwritten policies, the discount is 10% for Groups > 1000 lives and 5% for Groups 51–999 lives. For MetGen underwritten policies, this discount is for 10% for Employer Groups of all sizes and 5% for Associations of all sizes.)
7Your pet's deductible automatically decreases by $25 (for IAIC underwritten policies) or $50 (for MetGen underwritten policies) each policy year that you don't receive a claim reimbursement. May not be available in all states.
880% of claims are processed within 10 days or less.
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