Group Term Life Insurance Plan

Like you, we understand the importance of protection. After all, life is everchanging and never guaranteed. If you were to pass away, the AUSA Group Term Life Insurance plan can help provide your loved ones with financial support.

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Why Choose AUSA Group Term Life Insurance?

You have a lot of choices when it comes to purchasing life insurance. Here’s why you should consider AUSA:

  • Coverage up to $500,000: With your AUSA membership, spousal coverage is available as well.
  • Competitive rates: We leverage the group buying power of all AUSA members to bring you economical rates.
  • Straightforward service: Our knowledgeable insurance representatives can help you interpret insurance jargon, fill out an application, file a claim, and more.
  • A loyal organization: AUSA is 100% committed to you. We've been advocating on your behalf since 1950.
  • A trustworthy carrier: This plan is underwritten by The Hartford, an insurance provider named one of the "World's Most Ethical Companies" 13 times by the Ethisphere® Institute.*

The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries, including Hartford Life and Accident Insurance Company under the brand name, The Hartford®, and is headquartered at One Hartford Plaza, Hartford, CT 06155. For additional details, please read The Hartford's legal notice at www.thehartford.com.

*"World's Most Ethical Companies" and "Ethisphere" names and marks are registered trademarks of Ethisphere LLC.

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For trusted protection backed by AUSA. Choose one of two plans and your state, then download and mail in the appropriate application.

Simplified Issue

Faster underwriting, with no medical exam!

For coverage between $10,000-$150,000:

Download and mail your application.

California residents
Massachusetts residents
New York residents
All states except CA, MA, NY

Standard Issue

Fully underwritten coverage with a medical exam required.

For coverage between $160,000-$500,000:

Download and mail your application.

California residents
Massachusetts residents
New York residents
All states except CA, MA, NY

Plan Highlights

  • Coverage amounts from $10,000 up to $500,0001
  • Your spouse is eligible for coverage
  • Living benefit option that allows you to receive a portion of your life insurance benefit early if you're diagnosed with a terminal illness2
  • Accidental Death & Dismemberment benefit that allows you to receive a portion of your benefit if you or your dependents sustain an injury in a covered accident
  • Apply for coverage under $150,000 with no physical exam or bloodwork involved3
  • Spouse & Child Education Benefit to help your dependents cover education expenses if you pass away

1At age 70 the benefit amount will reduce to the lesser of $20,000 or 50%; at age 75 the benefit amount will reduce to lesser of $10,000 or 50%.

2You must request in writing that a portion of the Terminally Ill person's Amount of Life Insurance be paid as an Accelerated Benefit. Terminally Ill means a life expectancy of 12 months or less. Accelerated benefits may be taxable. These materials are not intended to provide tax, accounting or legal advice and cannot be relied upon for any such purpose. You should consult your own tax or legal counsel for advice. For residents of Texas: Accelerated benefits may affect your or your family’s initial or continued eligibility for public assistance, such as medical assistance (Medicaid), Aid to Families with Dependent Children (AFDC), supplementary social security income (SSI), we recommend that you consult with social service agencies with any questions regarding eligibility for public assistance.

3Acceptance into this plan is subject to medical evidence of insurability as determined by The Hartford. Depending on your age, the amount of coverage you request, and your answers on the application, a medical examination, medical test(s), or other evidence of good health may be required. Any exams/tests requested by the company will be conducted at your convenience and at no expense to you.

Monthly Plan Rates

Standard and Simplified Issue Group Term Life Insurance Plan

MONTHLY RATES PER $1000
AGE MEMBER & SPOUSE RATES
Under 24 $0.06
25-29 $0.07
30-34 $0.10
35-39 $0.12
40-44 $0.17
45-49 $0.23
50-54 $0.36
55-59 $0.63
60-64 $1.01
65-69* $1.35
70-74* $2.03
75-79* $3.37
80-84* $5.77
Child Rate $1.21

*Premium rates for persons 65 or older are renewable only. At age 70, the benefit amount will reduce to the lesser of $20,000 or 50%; at age 75, the benefit amount will reduce to the lesser of $10,000 or 50%. Rates and/or benefits may be changed on a class basis.

Rates are based on the attained age of the Insured person and increase as you enter each new age category. You will be billed monthly.

Resources

Group Term Life Insurance Brochure (includes rates)

Claim Forms

To submit a claim, download and complete the applicable form and mail it to the address shown at the bottom of this page or fax it to 866.817.9009.

Group Term Life Insurance Claim Form
Attending Physician's Statement - Progress Report
Attending Physician's Statement of Functionality

Beneficiary Forms

To update your beneficiary, download the applicable form and mail it to the address shown at the bottom of this page.

Beneficiary Form
Beneficiary Form (VA)

This website explains the general purpose of the insurance described, but in no way changes or affects the Master Policy AGL-1978 as actually issued. In the event of a discrepancy between this website and the policy, the terms of the policy apply. All benefits are subject to the terms and conditions of the policy. Policies underwritten by Hartford Life and Accident Insurance Company detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in full or discontinued. Complete details are in the Certificate of Insurance issued to each insured individual and the Master Policy issued to the policyholder. This program may vary and may not be available to residents of all states.

The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries, including Hartford Life and Accident Insurance Company under the brand name, The Hartford®, and is headquartered at One Hartford Plaza, Hartford, CT 06155. For additional details, please read The Hartford's legal notice at www.thehartford.com.

Life Form Series includes GBD-1000, GBD-1100, or state equivalent.

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